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Business advisory and accountancy services for SME – local, connected, digital.

Every week, someone shows up at an SME with an AI tool, promising efficiency. Most of the time, little happens afterward. Not because the AI is bad, but because it doesn't understand the business. Why context – industry, regulations, customer – is the real lever, and what that specifically means for Swiss SMEs.

Parents can claim a child deduction in their tax return – both for direct federal tax and at the cantonal level. Especially in cases of separation, shared custody, or blended families, questions regularly arise regarding the correct allocation. The decisive factor is always who actually bears the maintenance costs.

Entrepreneurs who own a stake in their own company can combine salary and dividends in a tax-optimized manner. What is currently legal is increasingly coming under the scrutiny of lawmakers: As part of the next AHV reform, it is being examined whether excessive dividends will in the future be directly subject to AHV contribution obligations – regardless of the salary paid.

Following the popular vote on September 28, 2025, it is clear: the imputed rental value will be abolished – starting no earlier than 2028. This system change will eliminate not only the fictitious income but also established deduction options for maintenance costs, mortgage interest, and energy-saving measures. Those who act now can still benefit from the existing regulations.

In der Schweiz kann eine Betreibung ohne jeglichen Forderungsnachweis eingeleitet werden – mit sofort sichtbaren Folgen im Betreibungsregister. Wer ungerechtfertigt betrieben wird, kann seit 2019 einen Antrag auf Nichtbekanntgabe stellen. Per 1. Januar 2026 wurde diese Schutzmöglichkeit ausgebaut: Die Gesuchsfrist beträgt neu fünf Jahre statt bisher einem.

On March 8, 2026, Swiss voters approved individual taxation. While this sounds like a fundamental change to the tax system, it will have little short-term impact and is far from being politically settled. We explain what the reform means, who it affects, and why nothing will change for now.